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GIVE UP SMOKING AND SAVE A PACKET ON LIFE INSURANCE

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-Cost Comparison reveals huge savings for consumers giving up in the New Year-

A new life insurance cost comparison published by the National Consumer Agency (NCA) reveals that smokers pay as much as double the premium for the same level of cover and stand to make savings of more than €13,000 over the life of a policy if they give up smoking. The cost comparison also highlights that consumers can make significant savings by switching provider.

The cost comparison shows that there a number of other ways to reduce the cost of life and mortgage protection insurance:

Life insurance is a long-term product, unlike other types of insurance that are renewed every year. However, consumers’ insurance needs vary as their circumstances change. For example, having a child, getting a divorce or even changing job can mean that you need more, or even less insurance, so it is important to review life insurance cover every so often. Consumers taking out a new policy may need to undergo a medical examination, depending on their age, health or the amount of cover applied for.

The latest life insurance cost comparison is available on www.nca.ie